Sophia Neil
Your Legacy Agent
Insuring you build a legacy that lasts.
here for you.
stewarding education & growth mindsets
so you can leave a legacy at home and in your business.
Retirement Planning
A comprehensive approach
Retirement is not just a destination; its a journey that requires careful planning. We work with you to craft investments that both save on taxes now and also include a piece that helps save on taxes in retirement as well we aim to maximize tax benefits while optimizing investments.
family legacy policies
Setting Up Life Policies for Your Family:
Needs vs Budget Approach
Whether choosing a needs approach or budget approach, many families wonder if it is worth getting a life insurance policy for their children. The answer is a resounding yes. But instead of focusing on protection, a child's policy should be structured to accumulate cash, helping to secure and prepare them financially for future life events.
cash accumulation
Policies that combine a death benefit with a savings component. The policyholder pays premiums, a portion of which goes towards the death benefit and the remaining is invested to accumulate cash value over time.
income protection
Indexed life policies offer the advantage of compounding interest at competitive rates and a zero floor that guarantees that you won't experience any loss.
living benefits
Advantages such as critical illness, chronic illness, and terminal illness coverage, which offer added financial peace of mind. The best part is that you can access the death benefit while you are still alive in these situations.
the legacy that is your business
Empowering Entrepreneurs to Succeed!
I take great pleasure in working with entrepreneurs by providing them with the right tools to foster growth, self-development, and leave a lasting legacy in their businesses and personal lives. My expertise extends beyond life and retirement products. I also assist businesses with tax credits, health plans, business insurance and am always looking for new innovative ways to assist my business clients.
Key person insurance
Type of insurance that a business purchases on the life of a key employee or executive. The business is both the owner and beneficiary of the policy. This financial protection aims to help the business recover from potential loss of key personnel.
Managed health plans
Preventive Care tax credit for small business with a managed health plan.
Health Insurance plans
Individual, family, and group plans that are 40% less than aca plans.
You pick doctor, you choose deductible, no copays.
Cost Segregation Studies
Accelerate the depreciation on some of your income producing properties, and helping you reduce your tax footprint sooner rather than later.
R & D
Tax Credit
Research and Development Credits. Are you an innovator in your field we may be able to access a tax credit that is available to you on a yearly basis.
self employment tax credit
A covid releif that is part of the Family First Coronavirus Act. This is for self employed workers who filed a schedule SE on their taxes.
schedule an appointment
Questions?
Reach out to:
Sophia Neil
435-229-0237
connect with me online!
